Ricardo holds a degree in Economics from the School of Economics, Administration, Accounting and Actuarial Science at the University of São Paulo (FEA-USP) and has specialized in Finance and Marketing at the Dom Cabral Foundation (FDC). He has more than 30 years of experience in the financial market.

Ricardo began his professional career as a trader at Open Market, where he worked for 10 years on special operations, private and public securities, and was constantly in contact with large domestic and foreign companies. After that, he worked at Corporate Bank, where he remained for over a decade, responsible for both conventional operations and more sophisticated credit structures.

As a professional who has closely followed the changes in Brazil's economic plans, Ricardo has a deep understanding of the complexity and particularities of the Brazilian economy. He has therefore built his career in the areas of Treasury, Corporate Bank, Corporate Finance, Mergers and Acquisitions, and Investor Relations, in addition to being a finance consultant.

At RGF, Ricardo is fully involved in the execution of the projects he participates in, contributing to the development and implementation of well-structured plans. His commitment to making deliveries based on accurate diagnoses and strict compliance with the work plan, always with careful technical and strategic care, are some of Ricardo's differentiators as a professional, which add quality and reliability for RGF and its clients.