Michel Sternfeld is a Bachelor in Marketing from the Escola Superior de Propaganda e Marketing (ESPM) and has a postgraduate degree in Financial Market from the Fundação Instituto de Administração (FIA), in addition to specializing in Turnaround Management from Fundação Getúlio Vargas (FGV).

A versatile professional with experience in the Consumer Goods sector and in Financial Institutions, he has worked in multinational and family businesses, as well as his own startups, both in global and regional operations. With extensive knowledge of startups, fintechs, and innovation, Michel stands out for his deep knowledge in payment management, credit cards, credit granting for small businesses and individuals, and investment products. In addition, he has a track record based on his ability to quickly start and implement operations, from the first moment to the growth phase (traction and scale-up).

Creating plans and strategies that will actually be implemented is what drives Michel at RGF. Working in a team and exchanging knowledge with people from various market areas, this professional focuses on making things happen and delivering real results that are able to solve the problems of clients with agility, innovation, and entrepreneurship.